Mortgage Rates In 2025 In Canada. The historical rates graph also includes the prime rate , which is used as a benchmark for variable mortgage rates offered by canadian lenders. (updated september 2025) the mortgage rate forecast for canada is for rate decreases to continue this year.
As of september 13, 2025, the best mortgage rates in canada are: Armed with data and guided by economic indicators, let’s delve into what the numbers suggest about the future of interest.